LUTHERAN CHURCH EXTENSION FUND
INVESTMENTS
Make A Gift
 
Print this page.
Investments

LCEF Investments—Helping LCMS, Helping You

LCEF offers a wide array of investment opportunities to help The Lutheran Church—Missouri Synod (LCMS) individuals, business members, and LCMS organizations meet their investment goals while supporting the overall mission and ministry of the Church.

As an LCEF investor, you earn competitive rates of interest, retain ownership of investment balances, and maintain accessibility of funds. While meeting your investment goals, you can share the use of your invested resources with fellow Lutherans, making LCEF loans and related services possible.

Let’s Get Started With Investing
 

LCEF provides many investment options to meet your personal investment goals.

Learn more about Individual Investment Opportunities or how to open an account.

 

LCEF can meet your business investment goals by providing your business many investment options.

Learn more about Business Investment Opportunities or how to open an account.

 

LCEF offers several investment options to support LCMS organizations including churches and schools—assisting your organization in funding efforts to grow the ministry.

Learn more about Organization Investment Opportunities or how to open an account.

Need to Make a Change to an Existing Account
To make a change to an existing account, please call the Lutheran Church Extension Fund at 1-800-843-5233, 7:45 a.m. - 4:15 p.m., CT, Monday through Friday.
LCEF INVESTMENT STORIES OF INTEREST
Featured Information

New K.I.D.S. Program Promotes Stewardship

When Vicki Maher attended last year’s LCEF Fall Leadership Conference, she walked away with an idea to motivate and energize members of her congregation, Immanuel Lutheran, Des Plaines, Ill.: start a K.I.D.S. Stamp Program.

Maher came away with an excitement for stewardship and saw the K.I.D.S. program as a window of opportunity to educate their youngest congregation members. Begun in the spring, Immanuel’s program has been growing in both the Sunday school and the day school. Maher said the program appeals to grandparents who wish to encourage their grandchildren to save.

Rural Church Gets Modern Updates

Though attendance at St. Paul Lutheran in Brandon, Minn., averages 15, the congregation is determined to grow. Established in 1900, the current building has the same amenities it always has, which means no running water, kitchen or inside bathrooms. A loan from LCEF helped the congregation build all of this and a fellowship area. The congregation is excited and restarted its vacation Bible school last summer. The congregation’s positive energy is a good example of how rural congregations can begin work on revitalization and renewal.

Mission Carries On Ministry as Building Plans Develop

When the auctioneer’s hammer fell one day this summer, Christ Lutheran Mission of Perry, Ga., was declared the successful bidder on nine acres of land. Christ Lutheran is the three-year-old daughter congregation of Mt. Calvary, Warner Robins, Ga. LCEF acted quickly to provide funding for the purchase and looks forward being Christ Lutheran’s partner as members plan to build a worship facility, preschool, and retirement community. Until then, members continue to their outreach ministries, including providing home-cooked meals free to families in need every Friday.

LCEF Shares $3.3 Million Distribution Earnings With Synod

ST. LOUIS, Mo. -- Blessed with record loan approvals and earnings, the Lutheran Church Extension Fund (LCEF) recently presented The Lutheran Church--Missouri Synod with $3.3 million as a distribution of its earnings. From that total, $300,000 will be given directly to the Synod (unrestricted) and $2.7 million to member districts (an average of $89,000 to each of the 28 member districts within LCEF). Also, a permanent gift of $300,000 from LCEF will be placed in the new Mission Planting Fund, supporting the Ablaze! initiative to plant new missions and revitalize existing LCMS congregations.

Weekly “Deposit” Pays off for Stamp Collector

Douglas Markworth, principal at St. John's Lutheran School, Chicago, Ill., knows how to make a quarter pay dividends. As an elementary student Markworth brought in 25 cents every week to buy an LCEF stamp. Over time, this eventually added up, helping Markworth attain the coveted teenage possession: a car.

In the mid-1970s, Markworth's investment in LCEF's special kids account, now called Kids Into Discipleship and Stewardship (K.I.D.S.) Stamp Program, paid the "ministry dividend" of helping build and support churches and schools, and helped him save for his first set of wheels.

New Stewardship Program Geared for K.I.D.S.

K.I.D.S. Count curriculum is now available! This new stewardship-focused resource for teachers and educators provides children a fun way to learn about what it means to be a Christian disciple. The curriculum can be used in Sunday school, mid-week programs, Lutheran schools, or at home. Find out more at www.lcefkids.org.

Joyful Response® LCEF's Free Stewardship Service

If a significant share of your congregation members is still placing cash and checks into the offering plate, your church may be missing valuable offerings when families leave town for holidays and vacations. Now is the time to offer your members an electronic stewardship opportunity that provides an automated way to fulfill their financial stewardship commitments. LCEF's Joyful Response® is a free stewardship service for LCMS organizations, allowing members to share their financial blessings conveniently and predictably through electronic deposit of their offerings.

LCEF IRAs Work for LCMS Now, You in Retirement

If you are not yet taking distributions from your individual retirement account (IRA), you may think that money just sits in the account, waiting to be used for your retirement dreams. But if your IRA is invested with LCEF, your money is hard at work now. The funds are actually earning you a competitive interest rate in a safe investment, yet are available for loans to LCMS churches, schools, child-care centers, and other LCMS organizations.

Your IRA can be earning you two dividends: one for your future and one for the future of the Church.

LCEF Now Offers the Cemetery Perpetual Care StewardAccount®!

This investment tool is intended for dollars designated for the care of an LCMS congregation cemetery. The Cemetery Perpetual Care StewardAccount helps to ensure that money set aside for the cemetery is earning a good rate of return, easily accessible, and with a trusted partner in ministry. Invest your cemetery funds for optimal growth. Click here for more information.

Vital Signs. Vital Planning.

Your heart rate is an indicator of your physical health. Similarly, a checkup of your investment plan is an indicator of your financial health. As an LCEF investor, you can feel good about your investment that is benefiting you and your family . . . and ministry!

Investment Forms
Investment Brochures
Back to top
Have a question?
Contact LCEF directly, or call the Lutheran Church Extension Fund at 1-800-843-5233, 7:45 a.m. - 4:15 p.m., CT, Monday through Friday if you have any questions or requests.
LCEF is a nonprofit religious organization; therefore, LCEF investments are not FDIC-insured bank deposit accounts. This is not an offer to sell investments, nor a solicitation to buy. The offer is made solely by LCEF’s Offering Circular. Investors should carefully read the Offering Circular, which more fully describes associated risks.