LUTHERAN CHURCH EXTENSION FUND
INVESTMENTS
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Congregation Endowments
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Offering Fixed-Rate and Floating-Rate Endowment Certificates

Available to LCMS congregations and religious organizations only.

Fixed-Rate Endowment Certificates
Floating-Rate Endowment Certificates
  • Interest is based on a three-tiered minimum balance that remains fixed throughout the five-year term.
  • Interest is computed daily and paid at calendar quarter end-of-month.
    • Tier 1, 5-Year Endowment = $1,000
    • Tier 2, 5-Year Endowment = $10,000
    • Tier 3, 5-Year Endowment = $100,000
  • $1000 minimum investment.
  • Interest is based on a three-tiered minimum balance that floats and may adjust on the first day of each month.
  • Interest is computed daily and paid at calendar quarter end-of-month.
    • Tier 1, 60 Month Endowment = $1,000
    • Tier 2, 60 Month Endowment = $10,000
    • Tier 3, 60 Month Endowment = $100,000
  • Additional investments of $1,000 or more accepted throughout the term.
  • $1000 minimum investment.
 
Need to Make a Change to an Existing Account
To make a change to an existing account, please call the Lutheran Church Extension Fund at 1-800-843-5233, 7:45 a.m. - 4:15 p.m., CT, Monday through Friday.

To answer your questions about LCEF Investments go to our FAQs.

Click here to view the current rates.

Organizational Congregation Endowments Forms
Organizational Congregation Endowments Brochures
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Have a question?
Contact LCEF directly, or call the Lutheran Church Extension Fund at 1-800-843-5233, 7:45 a.m. - 4:15 p.m., CT, Monday through Friday if you have any questions or requests.
LCEF is a nonprofit religious organization; therefore, LCEF investments are not FDIC-insured bank deposit accounts. This is not an offer to sell investments, nor a solicitation to buy. The offer is made solely by LCEF’s Offering Circular. Investors should carefully read the Offering Circular, which more fully describes associated risks.