LUTHERAN CHURCH EXTENSION FUND
INVESTMENTS
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Dedicated Certificates
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Earn Interest and Redeem Your Funds Any Time

LCEF’s Dedicated Certificate interest rates adjust monthly based on the money market rate published in the Bank Rate Monitor™. The tiered interest rates rise as your balance grows.

Why invest with Dedicated Certificates?
  • Earn interest and redeem your funds at any time.
  • A minimum $100 (custodial investments for minors: $25) investment.
  • Additional investments can be made in any amount.
  • As a Demand Certificate, redemptions can be made without penalty.
  • Tiered interest rates that rise as your balance grows.
    • Tier 1 = $100
    • Tier 2 = $1,000
    • Tier 3 = $5,000
  • Interest rates adjust monthly based on the money market rate published in the Bank Rate Monitor™.
  • Investments and partial redemption available by telephone.
  • Interest compounded and paid quarterly.
 
Need to Make a Change to an Existing Account
To make a change to an existing account, please call the Lutheran Church Extension Fund at 1-800-843-5233, 7:45 a.m. - 4:15 p.m., CT, Monday through Friday.

Note: Not available to investors living in South Carolina, per the state’s offering circular.

To answer your questions about LCEF Investments go to our FAQs.

Organizational Dedicated Certificates Forms
Organizational Dedicated Certificates Brochures
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Have a question?
Contact LCEF directly, or call the Lutheran Church Extension Fund at 1-800-843-5233, 7:45 a.m. - 4:15 p.m., CT, Monday through Friday if you have any questions or requests.
LCEF is a nonprofit religious organization; therefore, LCEF investments are not FDIC-insured bank deposit accounts. This is not an offer to sell investments, nor a solicitation to buy. The offer is made solely by LCEF’s Offering Circular. Investors should carefully read the Offering Circular, which more fully describes associated risks.