LUTHERAN CHURCH EXTENSION FUND
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Rostered Church Worker Loan Program Accepted States

The following lists include the states from which LCEF can accept applications for rostered church worker (RCW) loans. Please note that these lists have changed in order to meet new regulatory requirements effective Nov. 15, 2009. There are some state-specific regulations that we must follow in order to make loans in certain states. The lists below are as of the end of September 2009 and may be updated periodically. Please check the listing prior to submitting application.

Residential Loans (Purchasing/Refinance)
Consolidation Loans
Home Equity Loans
Applications accepted from:
  • Arizona *
  • California
  • Colorado
  • Florida
  • Illinois
  • Indiana
  • Iowa *
  • Kansas
  • Michigan
  • Minnesota
  • Missouri
  • Nebraska
  • Ohio
  • Texas
  • Washington
  • Wisconsin*

* Specific state regulations are applicable in Arizona, Iowa, and Wisconsin. Call 1-800-843-5233 any time between 7:45 a.m. - 4:15 p.m., CT, Monday through Friday, for details.

Applications accepted from:
  • Alabama
  • Alaska
  • Arizona ($10,000 or less)
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida ($25,000 or less)
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • New Hampshire
  • New Mexico
  • New York
  • North Carolina ($25,000 or less)
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming
Specific state regulations are applicable in the states of Arizona, Florida, and North Carolina. Call 1-800-843-5233 any time between 7:45 a.m. - 4:15 p.m., CT, Monday through Friday, for details.
Applications accepted from:
  • Arizona *
  • California
  • Colorado
  • Florida
  • Illinois
  • Indiana *
  • Iowa *
  • Kansas
  • Michigan
  • Minnesota
  • Missouri
  • Nebraska
  • Ohio
  • Washington
  • Wisconsin *

* Specific state regulations are applicable in Arizona, Indiana, Iowa, and Wisconsin. Call 1-800-843-5233 any time between 7:45 a.m. - 4:15 p.m., CT, Monday through Friday, for details.

RCW Loan Forms
RCW Loan Brochures
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Have a question?
Contact LCEF directly, or call the Lutheran Church Extension Fund at 1-800-843-5233, 7:45 a.m. - 4:15 p.m., CT, Monday through Friday if you have any questions or requests.