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Incorporated as Lutheran Church Extension Fund (LCEF) in 1978, the mission is to facilitate sharing of the Gospel through investments, loans and ministry-support services, ensuring funds and resources are available now and in the future
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National Office
Lutheran Church Extension Fund10733 Sunset Office Drive, Suite 300St. Louis, MO 63127-1020Phone: 1-800-843-5233Fax: (314) 996-1131Contact Form
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Loan Rates
| New Mission Starts | 4.375% |
| Congregational | 4.750% |
| Specialized Ministries | 2.750% |
| RCW Mortgage APR | 3.844% |
Investment Rates
| StewardAccount® | 0.375% - 1.250% |
| Family Emergency | 1.375% |
| 5-Year Term Note | 1.875% |
MyAccount is a secure online service in which investors and borrowers can quickly access LCEF investment and loan information and statements, as well as conduct transactions from certain accounts.
MyAccount
Welcome to MyAccount online financial services provided by the Lutheran Church Extension Fund. MyAccount promotes the good stewardship of resources. By using these financial services, you help us reduce administrative costs, which in turn allows us to keep loan rates to churches, schools, and church workers as low as possible.
Enjoy the ease and convenience of accessing your LCEF account information and statements—anywhere you have Internet access!
- View account history and balances.
- Access electronic statements.
- Utilize calculators for various things such as loan payments.
- Make internal/external transfers.
- Review loan payment history.
- Schedule one-time and recurring payments, or principal-only transactions.
- Inform LCEF of address and email changes.
- Contact LCEF staff via secure email system.
Apply today!
MyAccount access is granted through an application process to investors and loan customers. You may fill out an application and send it in to receive your user name and password.
Online Agreement
Review the Terms & Conditions of your MyAccount agreement.
Questions?
If you need more information about MyAccount, review our Frequently Asked Questions (FAQs).
Updates Provide Resource Relief
Don’t spend precious resources on high utility bills, temporary repairs, outdated appliances. Use LCEF to fund projects such as systems upgrades, energy updates and renovations that make your building more functional and efficient. For expert guidance, use the Architectural Advisory Committee and Laborers For Christ.
Help Managing Ministry Finances
LCEF is a partner that understands how best to fund and sustain ministries. LCEF offers a variety of loans, including lines of credit for cash-flow purposes. Used with the StewardAccount® investment, with its competitive rates, and the free electronic tithing service Joyful Response®, your ministry can be the best financial steward possible.